National Health Insurance System
All registered foreigners living in Republic of Korea must subscribe National Health Insurance System(NHIS). NHIS enrollment begins at the time of Alien Registration.
International students have 50 percent discount from Korean nationals’ average payment, unless they are registered for employment. (Discount rate may change according to government regulation)
| Category | Co-Payment | |
| Inpatient | 20% of total treatment cost
-Registered cancer patients 5% -Registered rare/incurable diseases patients 10% |
|
| Outpatient | Higher level general
Hospital Tertiary Hospital |
60% of total treatment cost and other expenses |
| General Hospital | 50% (Administrative district: Dong)
45% (Administrative district: Eup, Myeon) of total care benefit expenses |
|
| Pharmacy | 30% of total care benefit expenses | |
| Hospital | 40% of total care benefit expenses | |
| Clinic | 30% of total care benefit expenses | |
- Time: Beginning of new semester (March & September)
- Exception: International students who receive medical coverage equivalent to NHIS under foreign laws or insurance.
*France, Japan, USA, UN - NHIS English Service: 1577-1000+(6)+(1)
School Insurance (KB Insurance)
Gangseo University offers optional (mandatory for first semester students) insurance for international students.
- Fee: 50,000 KRW (6 months)
| Coverage | Limit |
| Accident Death / Accidental Disability | 100,000,000 KRW |
| Illness Death / Illness Disability | 20,000,000 KRW |
| Hospitalization Medical Expenses (Accident/Illness) | 50,000,000 KRW |
| Outpatient Medical Expenses (Accident/Illness) | 200,000 KRW (outpatient, medication) |
| Emergency Medical Evacuation Costs | 20,000,000 KRW |
| Personal Liability | 10,000,000 KRW |
| Per Diem for Hospitalization(Accident/Illness) | 20,000 KRW |
| Overseas Hospitalization Medical Expenses | 30,000,000 KRW |
| Fracture Diagnosis / Burn Diagnosis Fee | 100,000 KRW |
| Voice Phishing / Messenger Phishing | 5,000,000 KRW |
| Non-Covered Medical Expenses (Manual Therapy/Extracorporeal Shock Wave Therapy/Regenerative Therapy) | 3,500,000 KRW |
| Non-Covered Medical Expenses (Injection Therapy) | 2,500,000 KRW |
| Non-Covered Medical Expenses (MRI/MRA) | 3,000,000 KRW |
- Claiming : www.soskb.co.kr (by uploading medical documents online)
* ID: Student ID / Password: 6-digit date of birth - Inquiries : 010-4350-1018 (KB Insurance English Service)
International Student Bank Account
All international students can open an account at a Korean bank of their choice. However, setting up an account independently can be challenging, and processes such as transfer limit restrictions and their removal are complex for both locals and foreigners.
To address this, Gangseo University International Education Exchange Institute invites Shinhan Bank, one of Korea’s major banks, at the beginning of each semester to assist students with opening bank accounts.
- Time: Beginning of new semester (March & September)
- Location: International Lounge (Holton Hall 4th floor)
- Cost: Free (20,000 KRW to students who wish to open additional savings account and remove transfer limit)
*Cost, location, and time may vary slightly depending on the bank’s guidelines