{"id":268,"date":"2025-03-11T12:05:17","date_gmt":"2025-03-11T03:05:17","guid":{"rendered":"https:\/\/gsu2025.mycafe24.com\/?page_id=268"},"modified":"2026-03-09T17:33:03","modified_gmt":"2026-03-09T08:33:03","slug":"cl-insurance","status":"publish","type":"page","link":"http:\/\/international.gangseo.ac.kr\/?page_id=268","title":{"rendered":"CL Insurance"},"content":{"rendered":"<div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1456px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-1\"><p><b>National Health Insurance System<\/b><\/p>\n<p>All registered foreigners living in Republic of Korea must subscribe National Health Insurance System(NHIS). NHIS enrollment begins at the time of Alien Registration.<\/p>\n<p>International students have 50 percent discount from Korean nationals\u2019 average payment, unless they are registered for employment. (Discount rate may change according to government regulation)<\/p>\n<div class=\"table-1\" style=\"font-size: 12px; padding: 50px;\">\n<table width=\"100%\">\n<tbody>\n<tr>\n<td colspan=\"2\" width=\"209\">Category<\/td>\n<td width=\"239\">Co-Payment<\/td>\n<\/tr>\n<tr>\n<td colspan=\"2\" width=\"209\">Inpatient<\/td>\n<td width=\"239\">20% of total treatment cost<\/p>\n<p>-Registered cancer patients 5%<\/p>\n<p>-Registered rare\/incurable diseases patients 10%<\/td>\n<\/tr>\n<tr>\n<td rowspan=\"5\" width=\"70\">Outpatient<\/td>\n<td width=\"139\">Higher level general<\/p>\n<p>Hospital Tertiary Hospital<\/td>\n<td width=\"239\">60% of total treatment cost and other expenses<\/td>\n<\/tr>\n<tr>\n<td width=\"139\">General Hospital<\/td>\n<td width=\"239\">50% (Administrative district: Dong)<\/p>\n<p>45% (Administrative district: Eup, Myeon)<\/p>\n<p>of total care benefit expenses<\/td>\n<\/tr>\n<tr>\n<td width=\"139\">Pharmacy<\/td>\n<td width=\"239\">30% of total care benefit expenses<\/td>\n<\/tr>\n<tr>\n<td width=\"139\">Hospital<\/td>\n<td width=\"239\">40% of total care benefit expenses<\/td>\n<\/tr>\n<tr>\n<td width=\"139\">Clinic<\/td>\n<td width=\"239\">30% of total care benefit expenses<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<ul>\n<li>Time: Beginning of new semester (March &amp; September)<\/li>\n<li>Exception: International students who receive medical coverage equivalent to NHIS under foreign laws or insurance.<br \/>\n*France, Japan, USA, UN<\/li>\n<li>NHIS English Service: 1577-1000+(6)+(1)<\/li>\n<\/ul>\n<hr style=\"margin: 30px 0;\" \/>\n<p><b>School Insurance (KB Insurance)<\/b><\/p>\n<p>Gangseo University offers optional (mandatory for first semester students) insurance for international students.<\/p>\n<ul>\n<li>Fee: 50,000 KRW (6 months)<\/li>\n<\/ul>\n<div class=\"table-1\" style=\"font-size: 12px; padding: 50px;\">\n<table width=\"100%\">\n<tbody>\n<tr>\n<td width=\"198\">Coverage<\/td>\n<td width=\"198\">Limit<\/td>\n<\/tr>\n<tr>\n<td width=\"198\">Accident Death \/ Accidental Disability<\/td>\n<td width=\"198\">100,000,000 KRW<\/td>\n<\/tr>\n<tr>\n<td width=\"198\">Illness Death \/ Illness Disability<\/td>\n<td width=\"198\">20,000,000 KRW<\/td>\n<\/tr>\n<tr>\n<td width=\"198\">Hospitalization Medical Expenses (Accident\/Illness)<\/td>\n<td width=\"198\">50,000,000 KRW<\/td>\n<\/tr>\n<tr>\n<td width=\"198\">Outpatient Medical Expenses (Accident\/Illness)<\/td>\n<td width=\"198\">200,000 KRW (outpatient, medication)<\/td>\n<\/tr>\n<tr>\n<td width=\"198\">Emergency Medical Evacuation Costs<\/td>\n<td width=\"198\">20,000,000 KRW<\/td>\n<\/tr>\n<tr>\n<td width=\"198\">Personal Liability<\/td>\n<td width=\"198\">10,000,000 KRW<\/td>\n<\/tr>\n<tr>\n<td width=\"198\">Per Diem for Hospitalization(Accident\/Illness)<\/td>\n<td width=\"198\">20,000 KRW<\/td>\n<\/tr>\n<tr>\n<td width=\"198\">Overseas Hospitalization Medical Expenses<\/td>\n<td width=\"198\">30,000,000 KRW<\/td>\n<\/tr>\n<tr>\n<td width=\"198\">Fracture Diagnosis \/ Burn Diagnosis Fee<\/td>\n<td width=\"198\">100,000 KRW<\/td>\n<\/tr>\n<tr>\n<td width=\"198\">Voice Phishing \/ Messenger Phishing<\/td>\n<td width=\"198\">5,000,000 KRW<\/td>\n<\/tr>\n<tr>\n<td width=\"198\">Non-Covered Medical Expenses (Manual Therapy\/Extracorporeal Shock Wave Therapy\/Regenerative Therapy)<\/td>\n<td width=\"198\">3,500,000 KRW<\/td>\n<\/tr>\n<tr>\n<td width=\"198\">Non-Covered Medical Expenses (Injection Therapy)<\/td>\n<td width=\"198\">2,500,000 KRW<\/td>\n<\/tr>\n<tr>\n<td width=\"198\">Non-Covered Medical Expenses (MRI\/MRA)<\/td>\n<td width=\"198\">3,000,000 KRW<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<ul>\n<li>Claiming : <a href=\"http:\/\/www.soskb.co.kr\/\">www.soskb.co.kr<\/a> (by uploading medical documents online)<br \/>\n* ID: Student ID \/ Password: 6-digit date of birth<\/li>\n<li>Inquiries : 010-4350-1018 (KB Insurance English Service)<\/li>\n<\/ul>\n<\/div><\/div><\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-268","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"http:\/\/international.gangseo.ac.kr\/index.php?rest_route=\/wp\/v2\/pages\/268","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/international.gangseo.ac.kr\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"http:\/\/international.gangseo.ac.kr\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"http:\/\/international.gangseo.ac.kr\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/international.gangseo.ac.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=268"}],"version-history":[{"count":6,"href":"http:\/\/international.gangseo.ac.kr\/index.php?rest_route=\/wp\/v2\/pages\/268\/revisions"}],"predecessor-version":[{"id":709,"href":"http:\/\/international.gangseo.ac.kr\/index.php?rest_route=\/wp\/v2\/pages\/268\/revisions\/709"}],"wp:attachment":[{"href":"http:\/\/international.gangseo.ac.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=268"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}